Your business deserves its own credit history.
The Frank Card builds business credit with every swipe, reported separately to all three business credit bureaus. By the time you need the $250K equipment loan, the lender sees years of on-time history
Credit that works while you work
Frank reports to every transaction to Dun & Bradstreet and Experian Business, every month.
In an Experian study, users of the leading consumer credit-builder card gained an average of 28 FICO points in their first months. Frank brings the same mechanics to business credit.
Zero to Credit in four steps
Connect your business bank account, answer 5 questions. Instant decision.
Apply in 4 min
Plus virtual card you can use immediately for online supplier purchases.
Card arrives in 5 days
By month 3, your Frank Business Score qualifies you for real bank-rate financing.
Watch your business credit climb
Get larger credit limits as you work with Frank and watch your business grow
increase your limits as you go
What you pay
Frequently asked questions
Why a deposit?
Because it means no credit check and no personal guarantee. Your money sets your starting limit, so your credit score never gets in the way. On-time payments grow your limit beyond it.
Is my money safe?
Your reservation fee is fully refundable anytime before your card ships. Your deposit stays yours and is refundable when you close in good standing.
Will this touch my personal credit?
No credit check to apply, ever. Frank reports to business bureaus, building your business profile, not touching your personal one.
When does my limit grow?
Your graduation review comes at 6 months of on-time payments. Strong history unlocks a higher limit.
What does the credit score question on the application do?
Nothing to your approval — there is no credit check. We ask so we know exactly who we're building for. For most of our founding members, that number is the reason banks said no. It's the reason we exist.