How Frank works with Small businesses
Frank handles everything — from finding the right lender to getting the paperwork across the line. Most businesses get a funding decision the same day they apply. Here's how it works.
Step 1: (~3 minutes)
Tell Frank about your business
Technology just makes us faster; By using data to surface the right lenders quickly, Frank delivers better matches, stronger applications, and faster outcomes than going to a bank direct.
Step 2: (instant)
Frank finds your best options
Frank runs your profile across a panel of national and state lenders in real time. Not a generic list of who's out there but a specific, ranked view of what you're actually eligible for, based on your revenue, trading history, and the type of funding you need.
You'll see loan amounts, indicative rates, and terms for loans from $20,000 to $2 million before you've committed to anything.
Most business owners don't know which lender is right for them. Frank does. We know which lenders are active in your sector, what their appetite looks like right now, and how to position your application to give it the best shot.
Step 3: (instant)
Frank builds your case
Once you choose to proceed, Frank doesn't just forward your details to a lender. We build your underwriting file, a professional credit submission that tells your business's story in the language lenders respond to.
We highlight your strengths, address the likely questions, and package everything the lender needs to make a fast decision. For loans in the $100K–$2M range, this step alone is often the difference between approval and rejection or between a 9% rate and a 12% rate.
Step 4: (instant)
Frank manages the process to funded
You don't chase anyone. You don't sit on hold with a bank. Frank manages the lender relationship from submission to settlement, following up, responding to queries, handling any additional documentation requests, and keeping you informed at every step.
Most businesses are funded within 2–5 business days of submitting their application. The funding process is notorious for stalling out after initial approval. Frank stays on it so you don't have to.
What Frank isn't
Frank isn't a loan comparison website that hands you a list and disappears. And Frank isn't a bank that will take three weeks to tell you no.
Frank is a broker, which means we work for you, not the lender. We're paid a fee by the lender only when your funding is successfully arranged. That means our job is to get you funded, at the best terms available to you.
No upfront fees. No cost to apply. No obligation to proceed after you see your options.
Get started - it's free
In three minutes, Frank finds the deal, does the work and you get funded. It takes three minutes to get started and costs you nothing.
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Business loans made simpler,
from lenders you trust.