Last updated: May 2026

How Frank's loan matching works

Three steps, no fees, real bank lending. Here's exactly what happens between sign-up and funded.

SMB owner requesting a small business loan from frank
Step 1: (~3 minutes)

Tell Frank about your business

Three minutes. Basic info on your business, revenue, industry, and the loan you're after. Soft credit check only, whic means no impact on your score.

start now
Step 2: (instant)

We match you to the right bank

 A Frank advisor reviews your file, picks the bank from our panel of 40+ whose criteria best fit, and packages your application, usually within 24 hours.

start now
frank the loan broker finding matching loans
SMB loan broker automatically creating underwriting report
Step 3: (instant)

Terms in 72 hours

The bank reviews and returns terms: rate, period, fees, conditions. You see real numbers before any hard credit check. Then you choose: accept, negotiate, or walk away. Free either way.

start now

What Frank isn't

Frank isn't a loan comparison website that hands you a list and disappears. Frank isn't a bank that will take three weeks to tell you no.

Frank is a broker, which means we work for you, not the lender. We're paid a fee by the lender only when your funding is successfully arranged. That means our job is to get you funded, at the best terms available to you. No upfront fees. No cost to apply. No obligation to proceed after you see your options.

start now

What Frank isn't

Frank isn't a loan comparison website that hands you a list and disappears. Frank isn't a bank that will take three weeks to tell you no.

Frank is a broker, which means we work for you, not the lender. We're paid a fee by the lender only when your funding is successfully arranged. That means our job is to get you funded, at the best terms available to you. No upfront fees. No cost to apply. No obligation to proceed after you see your options.

start now

Get started - it's free

In three minutes, Frank finds the deal, does the work and you get funded. It takes three minutes to get started and costs you nothing.

start now

Get funded

Compare over 500 lenders in 60 seconds.
No sign up required and 100% free to use
No credit check

Let's start the process to get you funded. How long have you been in business?

Let's talk

Business loans made simple,
from lenders you trust.

Phone: (318) 520 8749
Email: hello@talktofrank.ai

INDUSTRIES

LOG IN

© Frank 2026

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners. Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York. Frank is not affiliated with Talk to Frank, the UK drugs advice service. Cashback T&Cs Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

Get funded

Compare over 500 lenders in 60 seconds.
No sign up required and 100% free to use
No credit check

Let's start the process to get you funded. How long have you been in business?

Let's talk

Business loans made simple,
from lenders you trust.

Phone: (318) 520 8749
Email: hello@talktofrank.ai

ABOUT FRANK

INDUSTRIES

RESOURCES

CONTACT

LOG IN

© Frank 2026

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.

Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.

Frank is not affiliated with Talk to Frank, the UK drugs advice service.


Cashback T&Cs


Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

Get funded

Compare over 500 lenders in 60 seconds.
No sign up required and 100% free to use
No credit check

Let's start the process to get you funded. How long have you been in business?

Let's talk

Business loans made simple,
from lenders you trust.

Phone: (318) 520 8749
Email: hello@talktofrank.ai

ABOUT FRANK

INDUSTRIES

RESOURCES

CONTACT

LOG IN

© Frank 2026

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.

Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.

Frank is not affiliated with Talk to Frank, the UK drugs advice service.


Cashback T&Cs


Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.