Last updated: May 2026

How Frank's loan matching works

Three steps, no fees, real bank lending. Here's exactly what happens between sign-up and funded.

SMB owner requesting a small business loan from frank

Step 1: (~3 minutes)

Tell Frank about your business

Three minutes. Basic info on your business, revenue, industry, and the loan you're after. Soft credit check only, whic means no impact on your score.

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Step 2: (instant)

We match you to the right bank

A Frank advisor reviews your file, picks the bank from our panel of 40+ whose criteria best fit, and packages your application, usually within 24 hours.

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frank the loan broker finding matching loans

SMB loan broker automatically creating underwriting report

Step 3: (instant)

Terms in 72 hours

The bank reviews and returns terms: rate, period, fees, conditions. You see real numbers before any hard credit check. Then you choose: accept, negotiate, or walk away. Free either way.

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What Frank isn't

Frank isn't a loan comparison website that hands you a list and disappears. Frank isn't a bank that will take three weeks to tell you no.

Frank is a broker, which means we work for you, not the lender. We're paid a fee by the lender only when your funding is successfully arranged. That means our job is to get you funded, at the best terms available to you. No upfront fees. No cost to apply. No obligation to proceed after you see your options.

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What Frank isn't

Frank isn't a loan comparison website that hands you a list and disappears. Frank isn't a bank that will take three weeks to tell you no.

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Get started - it's free

In three minutes, Frank finds the deal, does the work and you get funded. It takes three minutes to get started and costs you nothing.

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Contact us

Business loans made simpler from lenders you trust.

The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners. Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York. Frank is not affiliated with Talk to Frank, the UK drugs advice service.

Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

ABOUT FRANK

RATES

RESOURCES

CONTACT

FAQ

Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.

Frank is not affiliated with Talk to Frank, the UK drugs advice service.

Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

ABOUT FRANK

RATES

RESOURCES

CONTACT

FAQ

Frank is not affiliated with Talk to Frank, the UK drugs advice service.

Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.