Why manufacturers and wholesalers use Frank
Last updated: JUNE 2026
Inventory & raw materials - Buy in bulk and lock in better pricing without draining the cash you need to run production.
Equipment & machinery - Upgrade or add production capacity with financing structured around your output, not against you.
Fulfil the big order - Bridge the gap between production costs and buyer payment terms so you never turn down volume.
Say yes to the big order - Fund the materials and labor to fulfil large runs, instead of turning down volume you can't front.
Buy raw materials smarter - Order in bulk and lock in pricing, protecting your margins against supplier swings.
Increase output - Add machinery and capacity to meet demand, without a single purchase stalling the line.
Financing built for manufacturing and wholesale
Financing built for manufacturing and wholesale
When a big order lands, the costs hit long before the buyer pays. Frank compares financing across 550+ lenders in minutes, so you can cover materials, machinery, and production without tying up your cash.
When a big order lands, the costs hit long before the buyer pays. Frank compares financing across 550+ lenders in minutes, so you can cover materials, machinery, and production without tying up your cash.
Why HVAC pros use Frank
Why HVAC pros use Frank
Equipment & vehicle financing
Fund new units, tools, and service vans without draining cash reserves. Spread the cost so a single big purchase doesn't tie up your season.
Seasonal working capital
Bridge the slow months and keep payroll steady. Stock up on inventory before peak demand instead of scrambling when the heat hits.
Same-day yes to the big job
Fast decisions mean you can take the commercial install or fleet expansion without waiting on a bank's timeline.
Equipment & vehicle financing
Fund new units, tools, and service vans without draining cash reserves. Spread the cost so a single big purchase doesn't tie up your season.
Seasonal working capital
Bridge the slow months and keep payroll steady. Stock up on inventory before peak demand instead of scrambling when the heat hits.
Same-day yes to the big job
Fast decisions mean you can take the commercial install or fleet expansion without waiting on a bank's timeline.
How Frank works
How Frank works
1. Tell us what you need
A few quick questions about your business and what you're financing. Two minutes, no paperwork pile.
2. We compare 550+ lenders
Frank finds the lenders who fund HVAC and trades businesses, and surfaces the offers that actually fit.
3. You pick the best fit
Compare terms side by side and choose. Less time chasing money, more time on the job.
1. Tell us what you need
A few quick questions about your business and what you're financing. Two minutes, no paperwork pile.
2. We compare 550+ lenders
Frank finds the lenders who fund HVAC and trades businesses, and surfaces the offers that actually fit.
3. You pick the best fit
Compare terms side by side and choose. Less time chasing money, more time on the job.
Let's start the process to get you funded. How long have you been in business?
Let's talk
Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.
Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.
Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.
The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.
Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners. Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York. Frank is not affiliated with Talk to Frank, the UK drugs advice service.
Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.
© Frank 2026
The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.
Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.
Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.
Frank is not affiliated with Talk to Frank, the UK drugs advice service.
Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.
© Frank 2026
The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.
Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.
Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.
Frank is not affiliated with Talk to Frank, the UK drugs advice service.
Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.
© Frank 2026