Why services firms use Frank

Last updated: JUNE 2026

Hire ahead of demand - Bring on the team you need to land and deliver bigger contracts, without the cash crunch of payroll before payment.

Bridge receivables - Cover the gap between sending invoices and getting paid on 30, 60, or 90 day terms.

Invest in growth -Fund new software, office space, or an acquisition with terms that match your billing cycle.

Win bigger clients - Build the capacity to pitch and deliver larger engagements, instead of capping growth at what you can self-fund.

Stop chasing invoices to survive - Cover the gap on long payment terms so a slow-paying client never threatens payroll.

Invest before you're forced to - Upgrade systems, add seats, or open a new office on your timeline, not when cash finally allows.

Financing built for professional service

Financing built for professional service

When you're hiring ahead of new clients or waiting on receivables, you can't wait two weeks for a bank to say maybe. Frank compares financing across 550+ lenders in minutes, so you can cover payroll, software, and growth without stalling.

When you're hiring ahead of new clients or waiting on receivables, you can't wait two weeks for a bank to say maybe. Frank compares financing across 550+ lenders in minutes, so you can cover payroll, software, and growth without stalling.

HVAC business owner installing aircon
HVAC business owner installing aircon
HVAC business owner installing aircon
HVAC business owner installing aircon

How Frank works

How Frank works

1. Tell us what you need
A few quick questions about your business and what you're financing. Two minutes, no paperwork pile.

2. We compare 550+ lenders
Frank finds the lenders who fund HVAC and trades businesses, and surfaces the offers that actually fit.

3. You pick the best fit
Compare terms side by side and choose. Less time chasing money, more time on the job.

1. Tell us what you need
A few quick questions about your business and what you're financing. Two minutes, no paperwork pile.

2. We compare 550+ lenders
Frank finds the lenders who fund HVAC and trades businesses, and surfaces the offers that actually fit.

3. You pick the best fit
Compare terms side by side and choose. Less time chasing money, more time on the job.

Q1 / 11

Let's start the process to get you funded. How long have you been in business?

Let's talk

Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.

Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.



Curious how Frank speeds up SME lending? Reach out and we’ll show you how qualified businesses and lenders connect faster.


The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners. Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York. Frank is not affiliated with Talk to Frank, the UK drugs advice service.


Cashback T&Cs


Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

© Frank 2026

The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

ABOUT FRANK

INDUSTRIES

RESOURCES

CONTACT

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.

Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.

Frank is not affiliated with Talk to Frank, the UK drugs advice service.


Cashback T&Cs


Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

© Frank 2026

The funding partner that gets small business lending across the line, faster, and at terms they wouldn't find on their own.

ABOUT FRANK

INDUSTRIES

RESOURCES

CONTACT

Frank arranges funding on behalf of business owners by connecting them with lenders from our panel. Frank earns a fee from the lender upon successful funding. Frank does not charge fees to business owners.

Credit decisions are subject to lender criteria and approval. Funding timelines are indicative and may vary. Frank is a US-based small business lending platform. Headquartered in New York City, New York.

Frank is not affiliated with Talk to Frank, the UK drugs advice service.


Cashback T&Cs


Compare to Ondeck. Compare to Lendio Compare to Bluevine. Compare to Fundbox. Compare to FundingCircle. Compare to Biz2credit.

© Frank 2026