Frank started with a simple observation: the businesses that keep our economies running often have the hardest time accessing the capital they need to grow; Small and medium-sized businesses create jobs, build communities, and power entire industries.

But when it comes to securing a loan, the process is still slow, manual, and opaque. Business owners spend weeks chasing lenders, filling out the same forms, aggregating documents & waiting for decisions that can make or break their momentum.

These businesses run on momentum. And yet the system penalizes fast decisions; pushing owners toward expensive capital because the banks that are supposed to help them simply take too long. We fundamentally believe that's wrong, so we built Frank.

Before starting Frank, Todd and William spent years building digital products and technology platforms at leading global organizations and high-growth startups. Along the way we worked with companies like HSBC, Google, Bain & Company, and a number of venture-backed technology firms, helping design and build products used by millions of people. 

Across those experiences, one thing became clear: financial infrastructure hasn’t kept pace with the businesses it’s meant to serve.

While technology has transformed almost every other part of running a company, accessing capital still relies on outdated workflows, long wait times and fragmented systems. Frank was created to change that. Our goal is simple:

Connect great businesses with the right lenders faster than ever before. 

By automating the heavy lifting behind loan matching, qualification & underwriting, SMEs get a decision in minutes & funding in days, while lenders receive higher-quality opportunities with less manual work.

We believe the businesses building the future shouldn't be held back by the systems of the past. Frank exists to make sure they aren't.